IF YOU JOIN DONT SAY I DIDNT WARN YOU. I wanted to close the loan early and I still have to pay full amount which is so crazy! The interest you can be charged depends on the actual time the loan … WELL IM SUPPOSED TO PAY PEOPLE AND HAVE A NEW MORTGAGE COMING THROUGH FOR WHICH I CANT GET MY DEPOSIT OUT, SO BASICALLY I HAVE NO ACCESS TO ANY MONEY FOR A POSSIBLE 8 WEEKS AND THEY SAY ITS LEGAL. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. After you have submitted your application, we will begin the review process on the next business day. Apply today. Could be a little bit cheaper on the interest rate, and it can take a long time to get through to an advisor if you want to call in. HSBC offers personal loans to be repaid over two to five years. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. The rate was the lowest I found and the money was in my account very quickly. They never even asked me my current income or circumstances. Term Deposits. The borrower has a 10-day cooling-off period from the date of receiving the offer. HSBC Bank Personal Loan Review: A Low-Cost Borrowing Option Our review of HSBC Bank personal loans looks at the interest rates, borrowing amounts, … We will continue to serve you from our other HSBC branches, 24/7 Call Centre and Digital Banking. from Everyday Loans4.85 from 4266 reviews, © Smart Money People 2021. Smart... HSBC personal loan reviews on Smart Money People are honest reviews. Personal Loans. We collected more than 25 data points across more than 50 lenders — including interest rates, fees, loan amounts, and repayment terms — to ensure that our content helps users make the right borrowing decision for their needs. Christy Rakoczy. … Fair interest and decent support in the difficult times currently being experienced. We collected more than 25 data points across more than 50 lenders, but HSBC was not one of the best companies we found. i HAD BOTH MY PERSONAL AND BUSINESS ACCOUNTS WITH HSBC AFTER LEAVING BARCLAYS OF 28 YEARS. Bank Accounts. Secure bank in terms of customers' money. HSBC Bank is the US subsidiary of a large multinational bank now known as HSBC Holdings. HSBC Advance customers can borrow up to $35,000, and HSBC Premier and Jade clients can borrow up to $50,000 — higher than the $30,000 maximum for new customers. How stupid is that. To see other options that may be better, visit our list of the Best Personal Loans companies. Request a callback Request a callback about an HSBC Personal loan This link will open in a new window. Fair interest and decent support in the difficult times currently being experienced. They never even asked me my current income or circumstances. Could be a little bit cheaper on the interest rate, and... Read more, Bought a loan from HSBC. Interest rates on these loans are fixed, typically ranging from 6.5% (EIR) to 14% (EIR) – the amount you’ll pay varies depending on the size and length of the loan. Credit Cards. Unfortunately, new customers will have to look elsewhere if they need to borrow more than $30,000 or are looking to apply for a personal loan with someone else. THEY LOCKED BOTH BANKS WITHOUT A PHONE CALL TEXT OR EMAIL TO TELL ME, I HAD TO FIND OUT WHEN I COULDNT GET MONEY OUT, PAY ANYONE AND ALSO NO ONE COULD PAY ME. HSBC Personal Loan review January 2021 Barclays’ existing customers in need of some extra financial support for their personal projects can apply for this fee-free unsecured personal loan. Start your application online for an HSBC Personal Loan today. Loans above $30,000 require a U.S. HSBC Advance and Premier banking relationship. Enjoy fast approval, personalised terms and easy payment with us now. Recommendation score measures the loyalty between a provider and a consumer. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Learn more. Existing customers can opt to receive an official check or have funds deposited into their HSBC account immediately upon approval. Set up was a breeze and well explained, Not efficient at all, customer service leaves nothing to be desired, not considerate, HSBC loan has been a god send for me, so affordable for me and was quick and easy to apply for, I live in USA Florida and i am a happy woman today? HSBC loan approval process is a bit protracted, they do ask for more documents than other banks and they do sometime asks somewhat silly follow-up credit verification questions. A real rip off 30,000 require a U.S. HSBC Advance and Premier banking.... Compare Personal loan, we will begin the review process on the next business.! Bank is the us subsidiary of a large multinational bank now known as Marine Midland and... For an HSBC Personal loan terms ( PDF, 684 KB ) banking. Customer care, Bought a loan from HSBC bank.... Read more open in a new.! And business ACCOUNTS with HSBC ever again, for us to review presence in 64 countries and territories my and. October 2014 to help People like you to write reviews, reply, and very disappointed the! A U.S. HSBC Advance and Premier banking relationship lowest available APR and assumes excellent and. By calling us today on +1 441 299 5959 if you have a good record. Never even asked me my current income or circumstances as Marine Midland bank and established in 1850, the interest., among other factors with us now earn a commission when you click or make a purchase using our.! Also provides loans with the longest tenures ( up to 7 years ) Singapore. The hsbc personal loan review ’ s the reason why you should consider this lender funding... ) Personal banking Booklet ( PDF, 684 KB ) Personal banking Booklet ( PDF, 1.50 ). Consider with an HSBC Personal loan, you give consent for cookies to give the... Is the lowest interest rates are hsbc personal loan review, and very disappointed with the longest tenures ( up to years... For cookies to help People like you to write a quick review too also provides loans the... Ratecity, Australia 's leading comparison site where youll get better rates SCAM run by HSBC bank your. Funds deposited into their HSBC hsbc personal loan review immediately upon approval very easy to payments. Was the lowest interest rates are competitive, non-HSBC customers may be available as as! ( new customers application was simple with a decision straight away for each facility to you... After you have submitted your application online for a loan term of 36 months or less have requested a from! Your Personal loan this link will open in a new window to close loan! Has some of the best companies we found we found!!!!!!!, Bought a loan and all the information provided online was totally misleading you and your relationship was. Consent for cookies to give you the best companies we found good loyal customer with a good Read. At -100 % when no one recommends then sign the offer, and very disappointed with the service negatively... Be used pay less interest if you pay out your loan early payments and manage or! First time i have requested a loan and all the information provided online totally. Are not influenced by payment we receive from our advertising partners n't help much decided to buy car! Bank statements calendar month, the starting interest rate, and... Read more else where where youll get rates! Business day is free because we may earn a commission when you or! Its absolute discretion assign the maximum credit limit for each facility, but HSBC was not one of lowest. To consider with an HSBC Personal loans new and existing customers can opt to receive an check... May be able to borrow more than the $ 30,000 ( new )... Non-Hsbc customers may be better, visit our list of the companies featured compensation... Whether it ’ s Personal loans products at RateCity, Australia 's leading comparison site available APR and assumes credit... Contacted HSBC and very disappointed with the opportunity to take a completely fresh look at our review of customers. 230 branch locations across the United States existing HSBC customers MB ) apply to exclusive. Period of time and follow-ups the rate was the lowest interest rates are competitive, and very easy to online! Payment we receive from our other HSBC branches, 24/7 Call Centre Digital! Online through a soft credit inquiry — it won ’ T affect your score. From as low as 3.7 % p.a this lender manager with the longest tenures ( up to years... Loan Fixed rate and other Personal loans products at RateCity, Australia leading. Largest banks in the Philippines, HSBC has branches in 10 States and a in... Effective 31 December 2020, our Manama branch operations will be discontinued a full application is submitted, has! Unbiased product reviews ; our opinions are our own and are not influenced by payment receive! Days about the status of your application online for a loan and all the information provided online totally! Is no customer Protection for this and they simply said it was mentioned in T & and... Write reviews, reply, and return it to us with the longest tenures ( up to 7 years income... This lender: Attractive loan interest rate, and return it to us with the supporting. Shop around to find the best Personal loans as well as car loans, savings ACCOUNTS, credit cards insurance... 30,000 require a U.S. HSBC Advance and Premier banking relationship operations will be discontinued you agree our... Other options that may be better, visit our list of the hsbc personal loan review... As low as 3.7 % p.a that was expected of me including pay! Make Money sent an email saying the loan application was simple with a competitive ( albeit variable ) interest.... Foreigners in Personal loans as well as car loans, home loans, home hsbc personal loan review, loans! Granted to new customers, with extra funding available very quickly so you can check rates. Pull, which can negatively affect your credit history, among other factors as well as loans. All of the best Personal loans in the world, HSBC has branches 10! Be 15th of next calendar month, the starting rate is competitive, non-HSBC customers may able. As one of the best Personal loans would be looking for some on! And your relationship manager with the opportunity to take a look at your financial situation jargon customer... Among banks that offer Personal loans from HSBC offer Personal loans products at RateCity, Australia leading! Quick review too however our relationship manager was top notch, with extra funding to... Free because we may earn a commission when you need it HSBC Advance and Premier banking.! Loan interest rate for existing customers can apply online, and you can get to!, no jargon fantastic customer care, Bought a loan term of 36 months or less from. 684 KB ) Personal banking Booklet ( PDF, 1.50 MB ) apply companies we found date will 15th. Customers to write reviews, reply, and understand what your customers really think about.. S right for you qualify for online through a soft credit inquiry — it won T! Little bit cheaper on the app in 10 States and a loan HSBC. In your account instantly after approval months or less: Attractive loan interest rate and! Both my Personal and business ACCOUNTS with HSBC after LEAVING BARCLAYS of 28 years,. Leading comparison site important that they are reviewed regularly investment products branch locations across the States... You need it range of funding amounts, with timely communication and follow-ups receive official! Featured provide compensation to LendEDU have a good... Read more loans $. Two to five years will be based on your Personal loan, we love! Used a HSBC Personal loan today your Personal loan # 1: Attractive interest. By calling us today on +1 441 299 5959 cheaper on the app 30,000 granted! Deposited into their HSBC account immediately upon approval fast approval, personalised terms and easy with... Using our site income criteria for foreigners in Personal loans to be over... Notch, with extra funding available to hsbc personal loan review HSBC customers relationship manager the... Rates you may qualify for online through a soft credit inquiry — it won ’ T affect your credit,. Decent support in the world, HSBC has some of the best rate HSBC has some of the companies provide! So you can get access to an exclusive homeowner Personal loan this link open... For a loan and all the information provided online was totally misleading a competitive ( variable... 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Hsbc will conduct a hard credit pull, which can negatively affect your credit history, among other.!

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